Modern Loan Servicing Software for Credit Unions
Deliver exceptional member service with AI-powered payoff automation. Process requests in 2 minutes, not 45 minutes.
Put Members First with Better Service
The Member Experience Challenge
Long Wait Times
Members wait hours or days for payoff quotes
Calculation Errors
Manual errors lead to member frustration
Staff Overload
Loan officers buried in tedious calculations
The PayoffAgent Solution
Instant Responses
2-minute payoffs make members happy
100% Accurate
AI eliminates calculation errors
More Time for Members
Staff focus on relationships, not calculations
All Your Loan Types, One Platform
Auto Loans
- • New & used vehicle loans
- • Refinance payoffs
- • Trade-in quotes
- • Lease buyouts
Personal Loans
- • Signature loans
- • Debt consolidation
- • Credit card payoffs
- • Share-secured loans
Real Estate
- • First mortgages
- • Home equity loans & HELOC
- • Refinance quotes
- • Second mortgages
Business Loans
- • Small business term loans
- • Commercial real estate
- • Equipment financing
- • Business lines of credit
Recreational Vehicles
- • RV & motorhome loans
- • Boat & marine financing
- • Motorcycle loans
- • ATV & powersports
Credit Cards
- • Balance transfers
- • Account payoffs
- • Credit line closures
- • Interest calculations
Simple 3-Step Process
Member Requests Payoff
Member calls, emails, or submits online request. Enter member account number and desired payoff date.
AI Calculates Payoff
PayoffAgent pulls loan terms, calculates remaining principal, accrued interest, and fees. 100% accurate.
Send to Member
Professional payoff letter generated instantly. Email or print for member. Done in 2 minutes.
Built for Credit Union Operations
Core System Integration
Works with your existing core (Symitar, DNA, Fiserv, etc.). No core system replacement needed. Pull member data automatically via API or manual entry.
Multi-Branch Support
Role-based access for branch staff, loan officers, and managers. Track payoffs by branch, user, and loan type for operational insights.
NCUA Compliance
Complete audit trails, document retention, and calculation methodology documentation for NCUA examinations. Export reports for auditors.
Member-Friendly Pricing
Affordable pricing scaled for credit unions of all sizes. From $199/month for small CUs to enterprise pricing for large institutions.
"We process 200+ payoffs per month. PayoffAgent cut our processing time by 90% and eliminated calculation errors completely. Our members get instant quotes and our staff can focus on building relationships."
Sarah Johnson
VP of Lending, Community First Credit Union
$500M Assets • 45,000 Members
Calculate Your Credit Union's Savings
Ready to Deliver Better Member Service?
Join credit unions nationwide using PayoffAgent to improve operations and member satisfaction.
Special credit union pricing • No setup fees • Full training included